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Insurance For Automobiles in
North & South Carolina

Cars and trucks are also significant investments. You must protect these assets with coverage. Auto insurance provides you and those sharing the road with you with liability. That way, if you're involved in any collision, you can be protected. You'll want an insurance agency that can provide you with protection against any financial burdens and the consequences of losing your car.

We can help you understand what is covered with your insurance plan so that you can get the right coverage for yourself.

When it comes to auto insurance coverages, all drivers are required to carry liability insurance. Each state determines minimum liability limits relating to bodily injury per person and per accident as well as property damage. This protects you, as a driver, when you're involved in a no-fault accident so that you can recover any loss from the accident.

We also offer the following optional coverages, allowing you to customize your policy based on your individual choices:

Optional Coverages

  • Comprehensive
  • Collision
  • Personal Injury Protection or Medical Expense 
  • Rental Reimbursement or Substitute Transportation
  • Towing and Labor

Our Auto Insurance Services

Personal Auto
Personal auto policy is insurance on your personal vehicle. It may include liability, medical payment coverage, comprehensive, and collision coverage, depending on your policy.
Commercial auto insurance, also known as commercial vehicle insurance, only covers business-owned vehicles. It does not cover personal vehicles used for business purposes, unless that's their primary use. If your employees use their own vehicles for work errands, they may need hired and non-owned auto insurance.
Commercial Auto
Motor Truck General Liability Insurance: This coverage protects motor carriers or for-hire truckers in claims for bodily injury, personal injury, property damage liability, advertising injury liability, medical payments, product & completed operations, and seven days or less coverage for damage to rented properties.
RV insurance protects you, as a recreational vehicle owner, from excessive out of pocket costs in the event of a loss or if you are at fault in an accident that causes bodily injury or property damage. It can also provide compensation for your costs if you have a roadside breakdown.
RV and Camper
A motorcycle policy covers the cost of injuries to others and damage to their property when you're at fault. Additionally, your own motorcycle can be covered for collision or  unexpected events such as theft, fire and damaging weather.
ATV insurance coverage can help protect you in the event of an accident or other type of damage. An ATV insurance policy typically consists of liability, collision and comprehensive coverage options, as well as add-on coverages such as uninsured/underinsured ATV coverage.
Golf Carts
A golf cart insurance policy typically includes some basic coverages: Property damage liability coverage. Bodily injury liability coverage. Collision coverage.

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